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We specialize in providing the best mortgage loans available. As a full service mortgage company we offer financing for residential and commercial property nationwide. Request a quote, complete an online application or call us direct to get started.
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Great Terms |
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Fast Service |
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800-818-2946
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Conforming Fixed Rates
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| 0 Points up to $417,000 |
Rate |
APR |
| 30 Year Fixed |
4.500 |
4.689 |
| 15 Year Fixed |
3.850 |
3.942 |
| 1 Point up to $417,000 |
Rate |
APR |
| 30 Year Fixed |
4.250 |
4.456 |
| 15 Year Fixed |
3.625 |
3.842 |
| *National Average |
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Conforming ARM Rates
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| 0 Points up to $417,000 |
Rate |
APR |
| 3/1 ARM |
3.750 |
3.952 |
| 5/1 ARM |
3.625 |
3.868 |
| 1 Point up to $417,000 |
Rate |
APR |
| 3/1 ARM |
3.254 |
3.442 |
| 5/1 ARM |
3.300 |
3.565 |
| *National Average |
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Look at what our clients are saying...
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“ALLrate’s Professional Approach!”
The following attributes summarize ALLrate's professional approach: accessibility, follow-through, all questions answered thoroughly, friendly, knowledgeable. We highly recommend ALLrate Funding Corp. and Stuart’s service to anyone interested in securing a financial loan. Paul and Robyn Fischer, Northridge, CA
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"A Company You Can Count On"
Two years ago, I felt victimized after completing a refinance. This time I did more research before selecting a broker which led me to ALLrate Funding Corp. My first call to Stuart instilled a strong sense of confidence and trustworthiness. The service he provided was extraordinary, personal, honest and he had my best interest at heart. He is my broker for life. I have recommended him to friends and family. Thank you Stuart and Allrate Funding Corp.! Joe Cannon, Garden Grove, CA.
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"You Came Through For US!"
We thought it was impossible to get our new purchase to close in the time frame that the seller was requiring but Stuart and ALLrate Funding made it happen! Everything ran smoothly and we're very pleased with the quality of service. Thank you! Raul Flores - Stockton CA
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"I Could Have Raved
Even Longer!"
ALLrate helped me with a loan at a very difficult time! They were always available when I had questions, in the evening and on weekends. They returned my phone calls and emails immediately and were always courteous and very pleasant. I highly recommend ALLrate Funding Corp.! Janet Smith - San Jose CA
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| COMPLETE THE FORM BELOW FOR A NO-COST QUICK-QUOTE! |
"Since 1990 ALLrate has offered personal service and the best loan terms available... I Guarantee it!"
Stuart Hindemit
ALLrate Advisor Since 1990
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 Mortgage News Daily
MBS Lower and Wider. Reprices Reported. Buyers Lurking - 1 hour ago
Posted To: MBS CommentaryRate sheet influential mortgage-backs are experiencing some localized weakness as stocks rally and swaps spreads widen. Nominally, yield spreads have been wider all morning but price levels were still pushing new records because Treasuries were catching a bid, but the poo hit the fan a few minutes ago and prices plummeted. We're still in the green though...just off the session highs. The September FNCL 4.0 is +0-03 at 101+30. The FNCL 4.5 is UNCH at 104-02. The secondary market current coupon is -1.6bps at 3.679. Yield spreads are at the wides of the week. I doubt this will last too long. Buyers have consistently jumped on any sign of weakness...unfortunately I've already seen a few reprices for the worse....(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Evolving Loan Officer Agreements: Mandatory Reserves and Good File Delivery - 1 hour ago
Posted To: The Garrett Watts ReportAfter visiting over 100 shops in the past 3 years, we haven't really seen anything “new under the sun” in terms of loan officer agreements. Sometimes I think all contractual documents used by mortgage bankers originated from the same source. But more recently we've come across a few approaches that might eventually be considered the basis for new loan officer agreement practices. I’m not necessarily promoting these ideas, but they are worth discussing. The two additions are: (1) Mandatory reserves for future losses as a result of repurchase loan issues or early pay offs and (2) Good File Delivery Standards and Criteria when submitting loans to processing. Let’s dig a little deeper into these additions... Mandatory Reserves : Most agreements have clauses that...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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