Conforming 

Allrate Funding has 10, 15, 20, 25, and 30 conforming fixed rate loans and 10/1, 5/1 and 3/1 conforming adustable rate loans. 

Mortgage borrowers need to understand and measure risks when deciding between an adjustable-rate and fixed-rate conforming mortgage. For more information read the overview or schedule a free mortgage consultation below.

Overview

The benefit of a fixed-rate conforming mortgage is that the homeowner will not have to contend with varying loan payment amounts that fluctuate with interest rate movements. There is typically a trade-off between risk and reward when it comes to choosing between an adjustable-rate mortgage and a fixed-rate mortgage. Depending on market conditions (the shape of the yield curve), an adjustable-rate mortgage might have a large initial payment advantage over a fixed-rate mortgage. However, if such a scenario exists, there is a probability that the payments on the adjustable-rate mortgage will rise over time.

Is Refinancing Worth The Price?

Complete an ol-line application or all our friendly Allrate Advisors at 800-818-2946 to find out if refinancing is worth the price. Our Advisors can run all the numbers you’ll need to know and answer your questions so you can easily compare your options.

What Are The Fees?

Fees are based on the type of transaction, loan amount and the credit risk. To receive a Good Faith Estimate call us at 800-818-2946 or complete an on-line application.  

What is the Process?

Our process is easy. Call us at 800-818-2946 or complete our on-line mortgage application, we’ll send you a list of the documents we’ll need to complete your pre-approval and get you closed fast. 

Let us help you find the right mortgage for your next real estate deal!

What You Get

When you apply for a mortgage with Allrate Funding we do our best to provide you with competitive rates, a fast approval and great service. We can also provide you with the best information available to help you get to where you want to go, based on your situation. 

Competitive Mortgage Rates

Fast Approvals

Great Service

Up-To-Date Mortgage Information

Easy On-Line Application

Friendly Advisors

30 Years In Mortgages

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