American home ownership continues to increase at a steady rate due to the implementation of FHA home loans.
More than seventy years ago, FHA began helping Americans gain the financial independence that comes with owning a home.
By creating reasonable mortgage terms and rates, FHA has helped Americans become some of the best housed people in the world with over 73 million Americans currently owning their own homes.
FHA loans benefit those who would like to purchase a home but haven’t been able to put enough money away and they help people whose credit has been hurt by bankruptcy or foreclosure.
FHA’s mortgage insurance allows individuals who may have been denied by conventional underwriting to qualify for a home loan.
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