“Are You Struggling With Housing Affordability?”

Are you struggling with housing affordability? Over 52% of American homeowners are struggling with housing affordability. As a result they are making HUGE sacrifices to buy new homes or pay their mortgages. Many homeowners have two jobs, some are using their...

“Mortgage Misconceptions Can Steal Home Ownership!”

Mortgage misconceptions and mysteries about mortgages can steal home ownership by keeping potential home buyers from trying to buy a home. Many prospective home buyers believe they won’t qualify for a home mortgage so they give up before they even try to pre-qualify....

Jumbo ARM Loans Regain Popularity

Jumbo ARM loans (ARMs) are rising in popularity. Based on low initial rates, there is a growing interest in Jumbo ARM loans among borrowers with strong credit, who are using the loans to buy larger homes or to refinance out of high fixed rate payments. For many years...

Rent Verses Own?

Rent verses own? Statistics find that renting a home is more expensive than owning. In fact, Americans who rent verses own their homes, miss out on almost 40% in savings.  In all of the 100 largest metro areas nationwide, home ownership is cheaper than renting, even...

“Know Your Financial Advisor”

Do you know your financial advisor? In November 2013, the CFPB (The Consumer Financial Protection Bureau) released a guide called “Know Your Financial Adviser” to help consumers ask the right questions when comparing financial advisors. Since planning for retirement...